Cancer & Dread Diseases

 

CANCER WILL STRIKE ONE IN EVERY THREE AMERICANS

Over half of those diagnosed with cancer can survive the disease* with the proper treatment.  However, the high cost of today's technologically advanced cancer treatments can place them out of the financial reach of the average American- even those with health insurance coverage.

In fact, health insurance is not designed to cover many of the sizeable expenses which frequently accompany cancer.  Costs due to lost wages, lodging expenses and travel to treatment facilities, and in- home care often place increased burdens on cancer patients and their families, in addition to expenses for insurance deductibles and co-payments.   Cancer procedures or treatments considered experimental in nature are also commonly excluded from health insurance coverage.

TAKE CONTROL OF YOUR FUTURE WITH THE CANCER PLAN PLUS

The Cancer Protector lets you determine how your benefit money is used.  This valuable plan provides a single cash benefit payment upon the first diagnosis of internal cancer identified by a qualified physician after your effective date.  Your benefite is paid regardless of the course of treatment selected and can be used to pay for hospital bills, household expenses, experimental medical procedures or for any other priorities you wish.

CANCER PROTECTOR FEATURES AT A GLANCE

  • Choice of benefit amount up to $50,000
  • After claim review process is complete, the benefit is sent to you overnight in one lumpsum payment.
  • The benefit amount is paid, regardless of whether or not you are hospitalized or undergo treatment.
  • Rates do not increase because you reach a new age bracket.
  • Benefit is payable regardless of other insurance coverage you may have.
  • No physical exam required.
  • No deductibles.
  • Family coverage for spouse and children.

HASSLE-FREE APPLICATION

As long as you are an active employee working at leat 20 hours per week, you are eligable to apply for the Cancer Protector Plan.  Simply complete one brief application form, which includes two health questions, to apply for coverage.

CRITICAL ILLNESS BENEFIT

The Critical Illness Benefit Rider provides a benefit equal to the Cancer Protector plan's benefit amount upon the first diagnosis, after the rider's effective date, of any ofthe following illnesses as defined in the order:

  • Life-threatening Stroke
  • Heart Attack
  • Major Organ Transplant
  • Renal Failure
  • ALS (Lou Gehrig's Disease)

The Critical Illness Benefit is paid directly to you in one lump sum.  Each person covered by the rider is eligible to receive one lump sum benefit if diagnosed with any of the specified critical illnesses.  Once the Critical Illness Benefit is paid, coverage under the rider for that person terminates.  Coverage under the Cancer Protector base plan does not terminate for a covered family member who recieves the Critical Illness Benefit.

EZ VALUE PLAN OPTION

Trust mark's EZ Value Plan is an inflation fighting option that can significantly increase the benefit amount of your trustmark Cancer Protector insurance